Glance
Money

Safe-to-spend, bills, and goals

Safe-to-spend math

How today's number is made

Safe to spend today
€0
over 31 days until payday
Recovery mode

Safe-to-spend stays at €0. The formula is short by €2812 after protected items for the next 31 days.

Keep discretionary spend at EUR0 and choose an explicit recovery action before payday.

spendable cash€364
−unpaid bills€1164
−essentials envelope€0
−salary goals€0
−one-offs€2012
−buffers€0

(€364 − €1164 − €0 − €0 − €2012 − €0) ÷ 31 d = -€91/day raw

Protected cycle needs exceed primary spendable cash by EUR2812.

Bills

This cycle's ledger

Fixed€1164

  • Rent

    Protected fixed commitment

    €500

  • Utilities

    Protected fixed commitment

    €150

  • AA Insurance

    Protected fixed commitment

    €78

  • Phones

    Protected fixed commitment

    €55

  • Claude

    Protected fixed commitment

    €83

  • Internet

    Protected fixed commitment

    €44

  • Spotify

    Protected fixed commitment

    €19

  • YouTube

    Protected fixed commitment

    €25

  • Porsha Groom

    Protected fixed commitment

    €50

  • Nails

    Protected fixed commitment

    €60

  • Mamas In Motion

    Protected fixed commitment

    €100

Essentials€916

  • Groceries

    Plutus monthly assumption

    €550

  • Fuel

    Plutus monthly assumption

    €266

  • Baby Essentials

    Plutus monthly assumption

    €100

Goals€0

No active salary-funded goals.

One-offs€1789

  • Hen Party

    2026-08

    €1000

  • TV

    2026-08

    €339

  • Lounge set AGERMOSE 6pers.

    2026-08

    €450

Buffers€0

No buffer reserved.

Transactions

Recent spending

  • *MOBI 400-1-26-23 *MOBI 400-1-26-23

    28 Jun

    −€650.00

  • *MOBI KOJO BOAKYE *MOBI KOJO BOAKYE

    28 Jun

    −€250.00

  • VDP-DUNNES GROCERY

    28 Jun

    −€175.41

  • VDP-GOCAR CARSHARI

    29 Jun

    −€139.50

  • VDC-CWH Parkway

    2 Jul

    −€114.74

  • *TPP Payward Irela *TPP Payward Irela

    28 Jun

    −€100.00

  • VDP-SP BIBADO.CO.U

    5 Jul

    −€93.08

  • VDC-BALLYSIMON TYR

    30 Jun

    −€90.00

  • VDP-GOCAR CARSHARI

    28 Jun

    −€82.65

  • VDP-SP BIBADO.CO.U

    28 Jun

    −€69.43

  • VDC-DUNNES TIPPERA

    5 Jul

    −€68.78

  • VDA-EUROSPAR SANTR DUBLIN 9 T 00 07JUL26 19:43

    7 Jul

    −€60.00

  • D/D EIR IE26070322728875

    6 Jul

    −€51.48

  • VDP-CIRCLE K BALLY

    9 Jul

    −€50.00

  • VDC-LOCK QUAY SS

    5 Jul

    −€50.00

  • VDC-LOCK QUAY SS

    28 Jun

    −€50.00

  • VDC-HALFORDS BLANC

    8 Jul

    −€47.98

  • VDC-IRISH RAIL LIM

    28 Jun

    −€47.30

  • VDC-SQ *GOOD FOR T

    5 Jul

    −€46.10

  • VDC-POPEYES

    28 Jun

    −€45.84

  • VDC-TESCO STORES

    8 Jul

    −€40.86

  • VDC-CAMPUS SPAR PO

    7 Jul

    −€40.29

  • VDC-Woodies Limeri

    28 Jun

    −€39.99

  • VDP-AMAZON.IE

    28 Jun

    −€33.10

  • FEE-QTR TO 29MAY26 935476-52309095

    28 Jun

    −€30.10

  • VDC-HALFORDS PORTL

    7 Jul

    −€30.00

  • VDP-ACS*38467958 T

    1 Jul

    −€30.00

  • VDC-CENTRA O'SULLI

    30 Jun

    −€29.99

  • VDC-LOCK QUAY SS

    28 Jun

    −€27.08

  • VDC-SPAR HOLYCROSS

    28 Jun

    −€26.99

Goals

Horizon goals

  • Master's Tuition

    funded by family

    €1950 target

  • Emergency Fund

    starts 2026-08-27

    €5000 target

  • Spain Holiday

    paused

    €9708 target

  • Debt Clearance

    funded by rsu

    €5800 target

  • House Deposit

    starts 2026-08-27

    €35000 target